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Ko umugabo wanjye asesagura umutungo, ngirente ngo abireke ?

Nashakanye n’umugabo dukundana pe, ntitwari abakire ariko na none ntitwari dukennye kuko iwacu hinjiraga 300 000 frw ku kwezi. Ndetse tugira umugisha turabyara, ubu dufite umwana 1 kuko tumaze imyaka 7 tubana.
Umugabo wanjye rero ni imfubyi akaba afite abana abereye se wabo bagera kuri batanu agomba kwitaho umunsi ku munsi.

Aba bana naremeye baza kuba mu rugo iwacu mbitaho uko nshoboye mu bushobozi bwacu buke twari dufite urumva kuba uri umugeni ugahera ku bana 5 ubarera ko bitoroshye, mbakunze nta kibazo dufitanye.

Abana barize Secondaire aritwe tubamenyera buri kimwe cyose, ubu bamwe bageze muri Universities kandi za Prive nitwe tubishyurira byose pe, ibyo ntacyo bintwaye kuko ni inshingano niyemeje yo kubitaho kandi kuva twabana kuko rwose njye nshima Imana ko mu muryango mvukamo ntawe wo gufasha ku buryo byantera ikibazo ngo mfasha bene wabo b’umugabo gusa.

Ariko ikibazo ni iki ngira ngo mungireho inama y’uko nakwitwara kuko njye ndumva bimaze kundenga pe.

Nyuma y’imyaka yose tumaze tubana, umugabo wanjye ashaka ko tutongera kubyara ngo tuzabyara ari uko twamaze kugwiza ibizatunga umwana dufite (saving) kandi ntacyo akora mu kumuzigamira.

Ubu twinjiza Frw 1 000 000 buri kwezi, aho kunyereka umurongo yafashe mu kuzigamira umwana ahubwo byaje kurenga ibyo gufasha ba bana bigera no gufasha ba nyirasenge na ba se wabo, ubu mbona ashaka gufasha buri wese wo mu muryango wabo.

Mbese ugasanga arimo kubihamagarira ubwe ababaza ibyo bakeneye twaba tumaze nko kubika Frw 2 000 000 agahita yose ayafata akayabagabanya ngo nibanjye gushaka ibyo bakora, hashira umwaka bakongera bakagaruka bamubwira ibibazo bahuye nabyo akongera agafata ayo twari tumaze kugira akayabihera.
Ntabwo ari ba bantu b’abakene bo gufashwa pe, kuko bose ubona bafite ingo zo mu giturage ariko badakennye.

Nta yindi ngeso mbi umugabo wanjye afite pe, ariko ikibazo tutumvikanaho ni uburyo amafaranga yinjira mu rugo akoreshwa.

Ntiyifuza ko hari icyo twabiganiraho. Iyo ntangiye kubimubazaho havuka amahane, akambwira ko umuryango we umurutira kure umugore n’umwana ko ari inshingano ze kubafasha.

Nkamubwira nti nibyo, ariko reka turebe uburyo buboneye tubikoramo ntabyumve. Mbese we icyo ashyize imbere ni bene wabo gusa. Nkibaza nti ese nkore iki?
Mureke umutungo w’urugo akomeze awufate uko ashaka? Nivumbure se na bariya bana twafashaga mbihorere? (Nkumva umutima ntabwo ubinyemerera ko nabareka kubafasha), ko n’ibyo twabafashishaga arimo kubitagaguza?

Nzagumana umwana umwe se kubera ko atateganyirijwe kandi dufite ubushobozi? Nshake iyanjye ‘account’ (konti) ntangire mbikeho cyangwa ntangire gukora business zanjye ku giti cyanjye nteganyiriza abana banjye?

Nshake bene wacu se nanjye mbinjize mo bafashwe nk’abandi? Mbese se ntabwo mbona icyo gukora pe, ndeke urugo rwanjye rusenyuke? Ko kwihangana numva bigenda binanira? Kuko bigeze aho nta kiganiro numva nakorana na we, numva maze kumuhurwa kubera ibyo tutumvikanaho.

Savings avuga tugomba kugira z’umwana ntazo kuko umunsi ku munsi aba ashaka icyatuma amafaranga asohoka mu rugo.

Ubona ko atajya atekereza ejo hazaza h’umuryango we, ahubwo iyo tuganira aba ambwira ngo kanaka, cyangwa kanaka muri bene wabo ngo buriya azakomeza kumera kuriya, ntiwakumva na rimwe avuga ngo umwana ejo azabaho gute?…

Munyumve neza bavandimwe, kubafasha ntacyo bintwaye pe, ariko njye mbona ari ugufasha natwe tutifashije kuko nubwo twinjiza ayo mafaranga yose nababwiye nta nzu, nta sambu, tugira, nta kintu na kimwe dufite uretse akazi twese dufite ejo cyangwa ejo bundi kahagarara tukabura epfo na ruguru kuko ni contrat twese dukoreraho.

Murakoze ku inama zanyu bavandimwe.

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